Does the association cover my homeowner’s insurance? 'Chelle Sonder December 04, 2017 03:20 Owners maintain their own homeowner’s insurance coverage. The association manages insurance on the association properties. Related articles Does Tahoe Donner offer free Wi-Fi? My power is out, what should I do? How strict are the camp age requirements? How does the Recreation Fee work? I have questions about tree removal and chipping. Comments 0 comments Please sign in to leave a comment.